An Alaskan alpine lake with towering mountains in the distance.

Current Airbnb Laws and Regulations in Alaska

As tourism and travel continue to increase in towns across Alaska, the need for short-term rentals continues to grow. Alaska continues reinventing outdated rental rules by developing legislation for short-term rentals. Hosts should stay up to date on any specific Airbnb laws and regulations within their local communities.

If you have questions about short-term rentals in Alaska, contact Proper Insurance. Our agents are experts in the vacation rental industry. Call 888-631-6680 today.

An Alaskan alpine lake with towering mountains in the distance.

Palmer, Alaska

Updates Airbnb Laws and Regulations

Palmer City requires short-term rental hosts to register their rental and obtain a short-term rental license. With the explosive growth of short-term rental properties on websites such as Airbnb and Vrbo, communities continue to regulate short-term rentals. Many communities across the U.S. require registration and proof of liability insurance.

Currently, Palmer’s Airbnb laws and short-term rental regulations include the following details: 

  • A responsible person shall be available whenever the property is being rented. A sign must be posted conspicuously in the common area of each unit and shall contain all of the following information: 
  • The name and contact information of the owner and/or responsible person; and 
  • The license number of the short-term rental facility
  • The occupancy limits and requirements are set forth in the license. 
  • The licensee shall comply with all building, electrical, and city codes and ordinances. 
  • Functions such as meetings, receptions, weddings, and other social events provided for compensation or held by guests are not permitted as part of the short-term rental use unless such residential property is located in an agriculture district or commercial zoning district. 
  • The license number and occupancy limit shall be included in all marketing materials, advertisements, and online listings for the short-term rental. 

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Understanding Short-Term Rental Regulations and Insurance 

It’s easier to accept regulations once you understand that cities view short-term rentals as businesses. As with any other business, short-term rentals need to ensure they have adequate insurance coverage to protect against any accidents.  

When you welcome a paying guest into your home, you are subject to increased liability concerns. As the cities seek to protect their communities, it’s important that you make sure you and your business are protected as well. You may have a traditional Homeowner’s policy for your short-term rental, but that coverage is simply not enough. Most homeowner’s and landlord policies have a “business activity exclusion.” That’s bad news for you as a host.  

The good news is you can find a full-replacement, comprehensive short-term rental policy with Proper Insurance.

Proper Insurance offers coverage for vacation homes, cabins, cottages, apartments, and more. With coverage for your building, contents, income, and liability, you’ll have all the coverage you need to run a successful business.  

Verify Your Short-Term Vacation Rental Insurance

Interested in a policy to protect you and your business from liability and damage claims?

Proper Insurance is the nation’s leading short-term rental insurance provider, protecting homes in all 50 states and replacing inadequate Homeowners/Landlord policies. Their comprehensive coverage meets or exceeds standard short-term rental requirements with $1M Commercial Liability (CGL) and unmatched protection for your property and revenue. Additional custom coverages include guest-caused theft/damage, amenity liability (bikes, kayaks, hot tub, etc.), bed bugs, fleas, squatters, and more. 

Please note: The information provided is intended as a guide and may not be comprehensive or current. Regulations may change and could vary by area or situation. Always consult local authorities or a legal professional to ensure you have the most accurate information for your short-term rental property.

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