Skip to content
Proper Insurance logo
  • Know You’re Covered
    • Menu Column 1
      • Short-Term Rental Owners
      • Vacation Rental Owners
      • Airbnb Hosts
      • Vrbo Owners
      • Rental Arbitrage
    • Menu Column 2
      Short Term Rental Innsurance

      Insurance for Short-Term Rental Owners

      Short-term rental properties advertised on Airbnb and Vrbo rent to 'guests,' not 'tenants,' creating much greater property and liability exposure for the owner. Get more educated on STR insurance today.

      Short-Term Rental Insurance for Owners
      Vacation Rental Insurance

      Vacation Rental Insurance for Owners

      Vacation rental properties are grouped into the same risk class as Airbnb or any other short-term rental. Comprehensive property and liability insurance is more important than ever.

      Vacation Rental Insurance for Owners
      Insurance for Airbnb Hosts

      Insurance for Airbnb Hosts

      The growth of Airbnb forced traditional insurance carriers to offer a home-sharing endorsement, but it's limited in scope and misleading to both agents and insureds. It's critical to know the details.

      Airbnb Host Insurance
      Insurance for VRBO Owners

      Insurance for Vrbo Property Owners

      As a Vrbo property owner, having a comprehensive property and liability insurance policy has never been more important. It's more than building, contents, income, and liability coverage.

      Vrbo Owner Insurance
      Rental Arbitrage Insurance

      Insurance for Rental Arbitrage

      As a rental arbitrager, it's never been more important to have the facts with respect to insurance. Proper leads the U.S. in comprehensive rental arbitrage insurance.

      Rental Arbitrage Insurance
  • Learn
    • Menu Column 1
      • FAQ’s
      • Blog
      • STR Regulations
      • Understanding Risk Tolerance
    • Menu Column 2
      Stylish-Woman-Reading-Book-Sitting-In-Chair-Overlooking Gorgeous Views From Vacation Rental

      Frequently Asked Questions

      We understand that short-term rental insurance is complicated. To give you a better understanding, we’ve developed FAQs that’ll provide an overview of specific policy coverages, short-term rental operations, and more.

      Questions About Proper Insurance
      Young Couple Enjoy A Relaxing Morning At Their Vacation Rental

      The Proper Blog

      We pride ourselves on providing quality and relevant information to our community. That’s why the Proper Blog has you covered with competitive insights, tips for a safer rental, insurance coverage highlights, and more.

      The Proper Insurance Blog
      United States Map of STR Regulations_web

      Short-Term Rental Regulations Map

      With the explosive growth of short-term rental properties, the laws and regulations regarding these properties are constantly changing, and we strive to keep our community up to date on these matters.

      State Laws and Regulations for Short-Term Rentals
      Property-Manager-Handing Off Key To New Vacation Rental Guests

      Insurance Is Simply A Transfer of Risk

      Insurance advertising trends spotlight price and savings if you switch yet often fail to discuss coverage. Short-term vacation rentals are of greater risk; therefore, this is Proper's focus.

      Understanding the Transfer of Risk
  • About Us
    • Menu Column 1
      • In-House Claims Experience
      • Meet Proper Insurance
      • Meet Our Super Agents
      • Real Insurance Reviews
    • Menu Column 2
      House-With-Modern-Simple Design Used For Short Term Renting

      A Future Claims Experience

      When you buy insurance, you are simply buying a future claims experience, and two questions determine that experience: Does coverage exist? Does service come with it?

      The Proper Insurance Claims Experience
      Happy Insurance Agent and Couple Securing Their Vacation Rental Insurance Policy

      Proper Offers A Different Approach to Insurance

      With a focus on comprehensive coverage, education from super agents, and world-class service with claims, Proper Insurance offers a second-to-none insurance experience.

      About Proper Insurance
      Woman Vacation Rental Insurance Agent Working At Her Desk

      Meet Our Super Agents

      Insurance is complicated, and to help you find the best solution for your investment, we have invested in the best agents in the industry. Proper agents aren’t your average insurance agent; they’re the most educated group in the short-term rental industry.

      Meet the Proper Insurance Super Agents

      Real Insurance Reviews

      Consumers don't know the quality of their insurance until the need arises to file a claim. As the Nation’s leading insurer of short-term vacation rental properties, we have plenty of real reviews to be proud of.

      Proper Insurance Reviews
  • Contact Us
888-631-6680
888-631-6680
3 Minute Quote
3 Minute Quote
Search
Proper Insurance logo
  • Know You’re Covered
    • Short-Term Rental Owners
    • Vacation Rental Owners
    • Airbnb Hosts
    • Vrbo Owners
    • Rental Arbitrage
  • Learn
    • FAQ’s
    • Blog
    • STR Regulations
    • Understanding Risk Tolerance
  • About Us
    • In-House Claims Experience
    • Meet Proper Insurance
    • Meet Our Super Agents
    • Real Insurance Reviews
  • Contact Us
  • 888-631-6680
  • 3 Minute Quote

What Makes a Proper Policy

Filter by Category:
Illustration. A house burns in the distance. Money flies through the air resembling butterflies. A man tries to catch the money that falls.

June 14th, 2024

The Importance of ‘Loss of Business Income’ for Your Short-Term Rental

A illustration of a person peering out of the window hiding behind the blinds.

April 4th, 2024

When Guests Refuse to Leave: How to Prevent an Airbnb Squatter at Your Vacation Rental

Proper Insurance's Commercial Homeowners Policy covers building, contents, revenue, and liability

December 14th, 2023

Unpacking the Cost: Is Proper Insurance Worth It for Short-Term Rental Owners?

An illustration of a dog scratching his ear with fleas flying off.

October 20th, 2023

Introducing Flea Coverage: The Latest Addition to Proper Insurance’s Comprehensive Short-Term Rental Policy

An illustration of a person sharing a bed with a life-sized bed bug.

August 9th, 2023

Don’t Lose Sleep Over Bed Bugs: What insurance company covers bed bugs at short-term rental properties?

In a illustrated graphic, a maintenance man fixes a broken air condition unit in a living area of a home while a person stands nearby sweating. This graphic is created stylistically branded for Proper Insurance using brand colors and illustration techniques.

February 24th, 2023

Equipment Breakdown Coverage Now Offered By Proper Insurance

A golf cart parked outside of a Florida suburban neighborhood

February 10th, 2016

Proper Insurance vs. Landlord Insurance – Which is Best For Short-Term Rentals?

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
This field is hidden when viewing the form

Next Steps: Sync an Email Add-On

To get the most out of your form, we suggest that you sync this form with an email add-on. To learn more about your email add-on options, visit the following page (https://www.gravityforms.com/the-8-best-email-plugins-for-wordpress-in-2020/). Important: Delete this tip before you publish the form.

Know You're Covered

  • Airbnb Insurance
  • Home Sharing Insurance
  • Commercial Liability

Resources

  • For Managers
  • Managers Map
  • Every State Insured
  • Regulations Map
  • Cross Network
  • Get Appointed
  • In The Press
  • FAQ’s

About Us

  • Meet Proper
  • Super Agents
  • Real Reviews
  • Privacy Policy
  • Contact Us
  • Careers

Social

  • Tiktok

3 Minute Quote

© Proper Insurance® 2025

The information on this website contains only a general description of coverages and does not constitute an insurance policy. Details of coverage, limits, and enhancements will vary by state and individual proposal. Always refer to the policy itself for a complete list of terms, provisions, exclusions, and conditions; and contact your Proper representative with any questions.

Get a Quote
Call Now
Get a Quote
Schedule a call
Schedule A Call

"*" indicates required fields

Available Times For Eastern Time