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      Short Term Rental Innsurance

      Insurance for Short-Term Rental Owners

      Short-term rental properties advertised on Airbnb and Vrbo rent to 'guests,' not 'tenants,' creating much greater property and liability exposure for the owner. Get more educated on STR insurance today.

      Short-Term Rental Insurance for Owners
      Vacation Rental Insurance

      Vacation Rental Insurance for Owners

      Vacation rental properties are grouped into the same risk class as Airbnb or any other short-term rental. Comprehensive property and liability insurance is more important than ever.

      Vacation Rental Insurance for Owners
      Insurance for Airbnb Hosts

      Insurance for Airbnb Hosts

      The growth of Airbnb forced traditional insurance carriers to offer a home-sharing endorsement, but it's limited in scope and misleading to both agents and insureds. It's critical to know the details.

      Airbnb Host Insurance
      Insurance for VRBO Owners

      Insurance for Vrbo Property Owners

      As a Vrbo property owner, having a comprehensive property and liability insurance policy has never been more important. It's more than building, contents, income, and liability coverage.

      Vrbo Owner Insurance
      Rental Arbitrage Insurance

      Insurance for Rental Arbitrage

      As a rental arbitrager, it's never been more important to have the facts with respect to insurance. Proper leads the U.S. in comprehensive rental arbitrage insurance.

      Rental Arbitrage Insurance
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      Frequently Asked Questions

      We understand that short-term rental insurance is complicated. To give you a better understanding, we’ve developed FAQs that’ll provide an overview of specific policy coverages, short-term rental operations, and more.

      Questions About Proper Insurance
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      The Proper Blog

      We pride ourselves on providing quality and relevant information to our community. That’s why the Proper Blog has you covered with competitive insights, tips for a safer rental, insurance coverage highlights, and more.

      The Proper Insurance Blog
      United States Map of STR Regulations_web

      Short-Term Rental Regulations Map

      With the explosive growth of short-term rental properties, the laws and regulations regarding these properties are constantly changing, and we strive to keep our community up to date on these matters.

      State Laws and Regulations for Short-Term Rentals
      Property-Manager-Handing Off Key To New Vacation Rental Guests

      Insurance Is Simply A Transfer of Risk

      Insurance advertising trends spotlight price and savings if you switch yet often fail to discuss coverage. Short-term vacation rentals are of greater risk; therefore, this is Proper's focus.

      Understanding the Transfer of Risk
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      A Future Claims Experience

      When you buy insurance, you are simply buying a future claims experience, and two questions determine that experience: Does coverage exist? Does service come with it?

      The Proper Insurance Claims Experience
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      Proper Offers A Different Approach to Insurance

      With a focus on comprehensive coverage, education from super agents, and world-class service with claims, Proper Insurance offers a second-to-none insurance experience.

      About Proper Insurance
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      Meet Our Super Agents

      Insurance is complicated, and to help you find the best solution for your investment, we have invested in the best agents in the industry. Proper agents aren’t your average insurance agent; they’re the most educated group in the short-term rental industry.

      Meet the Proper Insurance Super Agents

      Real Insurance Reviews

      Consumers don't know the quality of their insurance until the need arises to file a claim. As the Nation’s leading insurer of short-term vacation rental properties, we have plenty of real reviews to be proud of.

      Proper Insurance Reviews
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  • Know You’re Covered
    • Short-Term Rental Owners
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    • FAQ’s
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Short-Term Rental Trends and Tips

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Two young boys with fishing poles walk towards the ocean water. Airbnb home in the distance.

June 12th, 2024

Prepping Your Home for Airbnb: Summer Essentials

A illustration of a person peering out of the window hiding behind the blinds.

April 4th, 2024

When Guests Refuse to Leave: How to Prevent an Airbnb Squatter at Your Vacation Rental

A man standing in front of Airbnb with tornado of papers

March 29th, 2024

Creating the Ultimate Insurance Stack for Your Short-Term Rental Business

Illustration of friends entering a short-term vacation rental home

February 15th, 2024

Offering Guests a Direct Booking Option: Tips for Increasing Your Property’s Exposure

illustration of short-term rental conference

February 8th, 2024

The Top Short-Term Rental Conferences in 2024 for Owners, Hosts and Property Managers

Illustration of excited fans cheering during the super bowl.

February 5th, 2024

Game Plan: Setting Up Your Short-Term Rental for Super Bowl Success

A short-term rental house with coins, a calculator,and graphs to depict tax write-offs

January 19th, 2024

What Can You Write-Off on a Vacation Rental Property?

Trophy for best short term rental insurance in 2024

January 16th, 2024

Best Insurance for Airbnb Hosts [As Voted 2024]

Airbnb outdoor hot tub

December 4th, 2023

Offering a Hot Tub or Sauna at Your Airbnb? Consider This.

A dog lays on a doormat with a leash in their mouth.

October 26th, 2023

Should I Allow Pets at My Short-Term Rental?

September 21st, 2023

Understanding the Intricacies of Rental Arbitrage: A Guide for Beginners

Man sits on a couch looking at a laptop in a modern living space.

September 1st, 2023

A Guide to Mid-Term Rentals for Short-Term Rental Owners

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The information on this website contains only a general description of coverages and does not constitute an insurance policy. Details of coverage, limits, and enhancements will vary by state and individual proposal. Always refer to the policy itself for a complete list of terms, provisions, exclusions, and conditions; and contact your Proper representative with any questions.

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